Can I apply for another bank card during my training and have my salary paid into my secondary account (IBAN change)?
So that my salary is transferred to the other bank card, even though I provided the IBAN of my main account at the beginning of my training and the salary was transferred to my main account in the first months or year of my training?
Sure, it’s all your choice to which account you want to be transferred to your training allowance.
You can have as many accounts as you want, and you can always change your account for salary as long as the account runs on your name.
And wages are not paid on a card, but on an account.
Of course you can have several ( Giro ) accounts.
As an instructor, however, you should consider the more accounts You’re worse than your SCHUFA score.
That’s right, so you’re looking for a bank that doesn’t report the account to the Schufa, there are some. I have 3 German accounts, 3 foreign ones, and only one is in the Schufa, which I hardly use.
Can I apply for a bank account with the savings bank during a training and pay my wages to the bank account of the savings bank, although I have an account with the Raiffeisen Bank and my salary was paid to the bank account of the Raiffeisen Bank in the first months/years of my training?
Didn’t you read my answer or just didn’t understand?
The dumbest thing you can do. So the Schufa is not positive Data (long-year, trouble-free business relationship) is known, which deteriorates the score.
1 account should be at least in it, ideally for several years. More meaningful would be 2 accounts, because if necessary you can change a bank without losing the positive effect. The oldest account is most relevant for the score.
Oh, then it shouldn’t be relevant to what Sparkasse was before.
You can basically open as many different bank accounts as you want, and of course you can also change the account for the pay or salary payment during the employment relationship.
It is only necessary to note that such changes may not be taken into account immediately, but only in the following month.
You may have as many accounts as you want (if the bank does so)
and the employer does not care where he transfers
Most banks offer Azubis a free account. If, of course, the Azubi salary is not included there, this account will be cancelled.