Block incorrectly reserved amount?
If someone has flagged a debit from my account that's incorrect—i.e., excessive—I can have the bank cancel it without any consequences. Of course, I'll notify the person making the debit.
If someone has flagged a debit from my account that's incorrect—i.e., excessive—I can have the bank cancel it without any consequences. Of course, I'll notify the person making the debit.
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You can do that, but the question is whether it makes sense. This will trigger the next automated processes: payment requests, calculation of returned direct debit fees, etc., which also need to be clarified and resolved. It would be more sensible to contact the debiting party first. You always have the option of reversing the payment if there are any issues with the refund.
Ohne Konsequenzen nicht, denn Du stornierst ja auch den Teil , der nicht zuviel ist.
Setze Dich mit dem Abbuchenden in Verbindung und kläre die Sache, bevor Du selbst aktiv wirst.
Also stornieren und den richtigen Betrag selbst überweisen.
Always consult with the other party before taking action. Otherwise, chaos will ensue!
Seek conversation!
If it's a direct debit, yes. You can easily reverse it even after the charge has been made. It's done with just a few clicks in online banking.