Bank loan?
What interest rates do you currently pay for a €10,000 loan over 12 months? And which bank is recommended for a loan of this amount?
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Nebst Laufzeit und Höhe ist der Zinssatz auch von der persönlichen Bonität abhängig (und der Bank sowieso). Es gibt (Top)Kunden, die so eine Konstellation für 1,99% kriegen und es gibt Kunden die für denselben Kredit 7,99% zahlen.
Schau dir mal Vergleichsportale wie Check24 an um eine Übersicht zu kriegen welche Zinssätze spezifisch dir angeboten werden könnten
Kunden, die einen Kredit für 1,99 % bekommen, brauchen keinen Kredit.
Die Leute leihen sich das Geld für 2% und legen es für 4% an
Wo gibt es denn 4%?
Kommt auf deine Liquidität und deine Bonität an, welchen Score du bei der Bank belegst. Das ist teils sehr unterschiedlich, daher lässt sich keine eindeutige Aussage treffen. Vor allem dann, um welchen Kredit es genau geht…
Kommt auf deine Bonität an.
8% im Jahr vielleicht.