Autokauf – Barzahlung oder Überweisung?
Guten Tag,
ich kaufe mir zum ersten Mal ein Fahrzeug, das etwas hochpreisiger ist als die alten Schüsseln, die ich mir im Bekanntenkreis zusammengekauft habe.
Nun habe ich für einen Vorführwagen mit ca. 10.000km (6 Monate) einen Vorverkaufsvertrag unterschrieben. Der Händler möchte, dass ich das Geld vor dem Auslieferungstermin überweise – was mir nicht unrecht ist, da ich nicht mit so viel Bargeld untwerwegs sein möchte.
Die Sache ist nur, dass ich den Wagen noch nicht begutachtet habe, da er bei der Probefahrt noch nicht verfügbar war und ich nur ein baugleiches Modell gefahren bin. Ich habe Gewährleistung und Garantie auf das Fahrzeug.
Ist das eine gängige Vorgehensweise oder sollte ich auf Barzahlung bestehen und erst bei der Übergabe bezahlen?
Danke für den Input
(2 votes)
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Preliminary contract for the purchase of a car – tips for the completion of the vehicle purchase
Neither the buyer nor the seller may withdraw from the preliminary contract for the purchase of a car without good reason. The preliminary contract for the purchase of a car is legally binding for both parties, i.e., both the buyer and the seller.
https://www.autokauf.org/vorvertrag/
You write:
Didn't you ask the dealer why the car wasn't available?
It's possible that the dealer operates other dealerships and the vehicle needs to be transported first. Perhaps the vehicle needs to be reconditioned before being sold.
You want to know:
How do I pay for my car at the dealer?
Which payment method you choose depends on the payment options offered by the dealership . Larger car dealerships often prefer payment by bank transfer. However, check or cash payments are also possible within certain limits.
Notice
Cash payments are partially restricted due to the Money Laundering Act . This law is intended to prevent illegally acquired cash from entering circulation. The law isn't necessarily relevant for private purchases, but when buying a car from a dealer, the amount of cash payment is limited. So, how much cash is allowed when buying a car? Payments of up to €10,000 are easily possible. If the purchase price is higher and you still want to pay for the car in cash, you and your dealer must complete a Money Laundering Act form. If this form is enclosed with the purchase documents, a larger cash payment is also possible.
https://www.cosmosdirekt.de/autoversicherung/sichere-bezahl-autokauf/
You write:
Good to know:
For example, the dealer could limit his warranty to damage to the floor mats.
That's nonsense, of course. But it does make it clear that buyers should definitely check the scope of the dealer's warranty.
Your question:
Good to know:
This would not change anything with regard to your typical contractual obligations as a buyer.
The buyer’s fulfillment of the contract includes:
That is, suppose you discover paint damage that the seller didn't mention.
This is then a material defect that the seller must remedy.
But that doesn't mean you don't have to pay for the car.
Tip :
In addition to the purchase price, your preliminary contract should also contain information about the payment method.
The dealer wants me to transfer the money before the delivery date – which is fine with me, as I don't want to travel with so much cash.
My personal opinion is:
I agree. You can also agree with the dealer that you'd like to see the car before making any payments.
Then you drive back to the dealership and wait a few more days until you can pick up the car. Is that really necessary?
Good to know:
At some point, you'll want to buy a car again. It might be helpful to already know a good dealer, right?
Good luck!
A demonstration car that is not available for sampling … hm
Is the car from another house of the dealer group?
Probably. Otherwise, it would be very suspicious…
But: I would insist with a used car IMMER that vehicles have seen before buying.
A new car is different. It’s called “depositable goods.” In most cases, you cannot see the car beforehand because it is still manufactured. Sure.
While one should take a car, which is 10,000 km on the clock does not assume that there are significant damages and deficiencies – but you can’t do that exactly.
For me, therefore, I would not be eligible for an advance transfer.
At best, I would show him a copy of the account extract after the personal data has been weakened. Then he has at least some kind of assurance that the amount is available on your account.
Maybe I’m a little old-school, but you pay cars in cash.
Thank you for your comment. The car is part of a cooperation with a sports club. The cars are always provided for 6 months and then replaced with new ones. Currently, the car I am interested in is driven by a player and is available as soon as I decide to buy.
The dealer is a big dealer and has made me a very serious impression.
I think it still makes sense to look at the car at least before and then to transfer the amount, or to take the amount in cash if the dealer gets on it.
Definitely makes sense.
And in terms of “you have so much money…!” : you don’t see that 🙂
This is true 🙂
This is quite common, deposit at the conclusion of the contract, rest when the vehicle is available to the dealer. I would refuse cash payment.
I wouldn’t pay in advance if I haven’t seen the vehicle yet. In addition: if the dealer is in economic difficulties and must register insolvency, the money is fuss, and you are there without a car.
I would watch the car, rehearse and then pay by lightning transfer directly before the handover.
I wouldn’t pay the whole amount and tell the dealer that you want to see and rehearse the vehicle first.
You can make a deposit. Otherwise, if the car is available and you can take it right away. Then the full purchase price would be due.
I would not pay the full purchase price as long as the car is not on the dealer’s farm.
If you pay the purchase price cash, make an invoice confirming the cash payment in the amount.
A vehicle you haven’t even seen, shall you pay in advance?
I’d guess about that.
What if the vehicle doesn’t match your ideas?
What if the dealer continues to comfort you?
What if he registers insolvency?
I don’t see the problem now.
It would be different for a private seller.
When will the car be delivered?
There are real-time transfers now and there is the money to be seen at the recipient immediately.