Auto “leasing” mit Raten bezahlen?
Hi, ich wollte mir ein auto leasen. Ich ging von 400€ monatlich aus aber stellte sich doch raus dass es über 600 im Monat sind, was ich nicht ausgeben will.
Jetzt sagte mir der Händler ich kann statt dem Leasing auch das Auto in Raten zahlen ( 470€ im Monat) und das über 40 Monate hinweg.
Wäre das nicht ein Ratenkauf? Soweit ich weiß ist man beim Ratenkauf daran gebunden das Auto abzukaufen, was ich nicht vorhabe da ich es nur für ein Paar Jahre fahren will.
Versucht er mich abzuzocken oder ist sowas legitim mit Raten??
(1 votes)
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This is a very expensive leasing, as I find.
Of course, you can also buy a car on rate, but I would do it with a contract
It is also a somewhat more expensive car but very worthwhile for me. But at 600 a month the fun stops for me, which is why I found the offer of 470€ very good.
If you have to pay 470 euros in the period of 40 months, the car will seem to cost 19000 euros. There is 600Euro leasing already very expensive.
I’m thinking about your question, but something is wrong, I can’t imagine it.
Digga, and your mom seems to have done something wrong in education. Right, I’m driving combination, but I’m not a pensioner yet and full of successful professional life. I also have a Santa Fe for the 55,000…. Not leased or financed.
Your 130k Yearcontract is a joke. I’ll do it monthly.
you’re lost 1. I’m different from this pensioner just 20 years old, “fresh” out of school and 2. I have a 130k annual contract for my 3 year-old education, which is why I can’t care if I spend some money now.
And you spend half your salary for leasing because you’re too poor to buy you something
digga you drive combi be quiet du Rentner. If you want to take a bill, I’ll come to your mama today.
Anyone who makes a 60-month leasing contract cannot count at all. Not even if he doesn’t want to keep the car anyway.
Then what you mean is certainly not buying advice
So the car has a total value of $50,000 and at leasing it would have been 60 months, so Pi would have come to Daumen
The 40 monthly contract is then a balloon financing, or a 3-way financing. In the end you have the possibility to choose. Continue to finance, pay the balance or sell it back to dealers.
At the beginning, you buy the vehicle and then you have to stick to the financing contract. When leasing you pay only for use.
Leases would be too expensive for you. What the dealer offers you is the purchase of a car on rates. Then, after full payment of the rates, the car belongs to you and you can sell it on.
There is no decision when everything is paid, the car is yours. That’s so simple.
I think you’re mistaken: a leasing contract is with the mtl. “money payment” only payment of the use of the vehicle, whereas in the financing of the car this at the end of the contract belongs to you, i.e. a rate payment of the car!
Where you only paid 470€ x 40 months = 18,800€ grossly!
What does the vehicle cost??
Sounds like a balon financing, running like leasing.
At the end of time, the car will be bad for you if you don’t want to buy it and you pay for every scratch that’s up.
My colleague said you can assure yourself of this, right? Thank you
For money there is everything, you have to know if you spend hundreds of yours for a vehicle that you don’t own after that and some euros on it for eventualities.
Yes exactly – if the “Ballon” bursts at the end of the contract, so that the FS can no longer pay, then he pays:-((
Hello
Rewinding, you were probably cheated. Information about the car brand.
Turn back, never back there.
Greeting
So there’s nothing I wanted to know. Another comment said that looks like a balon financing
Optionally no car or purchase what you can afford was good and is always good, surely you will be smiled, but don’t go to work for your car, decide smart.
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