Hello, I just had the brilliant idea to buy two iPhone 14 Pros with Klarna, then sell them, and use the money to buy a car for $2,000. This way, I can have a car for $2,000 and then pay off the rest super easily with Klarna. I can't get a car loan with a part-time job.
Is this a good idea? I don't mind paying interest.
(1 votes)
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So you pay back everything after 20 years and within the 20 years you pay nothing, no repayment and no interest
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I don’t think the idea is so optimal. Then you have 2 iPhones lying around at home, but are you going to get rid of them again at the purchase price? If I had the choice with risk over Ebay or otherwise where to buy an iPhone or at the same price in a renowned specialist store, I would always go to business.
You have no job guarantee with a minijob. He can be jerking away, then you pay for iPhones that don’t even belong to you.
I can only join Rosswurscht: save the 2000€. Do not make debt if it is not really necessary.
Save the 2k before the whole thing goes into your pants. And also put money back for service, repairs, tires etc.
So a bad idea?
Absolutely.
No good idea! As long as you didn’t pay Klarna, the iPhones are the property of Klarna! This will certainly – sooner or later – cause problems!
Your idea is total nonsense