ByMeloTyP
Good evening,
I applied for financing with Audi. However, it was rejected. Now my question: Is there a chance that Ford Bank, for example, would accept it if I opted for a Ford instead of an Audi? And does the value of the car play a role? (The first application was rejected due to a loan, but that will definitely be out by January.)
(1 votes)
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Defends loans like to land in the Schufa. So it now looks less likely than when you were rejected.
And if you now, without getting what changes in your situation, continue trying to get credit, it will become even worse.
Save something and make sure that the loan that broke your leg is gone. Or even better, buy a car you can afford and give your credit history a few years of rest.
You can assume that Ford also refuses if Audi has already rejected. Pay off your current loan before you fall into more debt.
You can save the rates you would have been willing to pay for a car, then you already have an equity.
You can also apply for a car loan at your home bank….^^
for a loan you need credit.
Western features.
you need to earn DEUTLICH more than 1180 Euro NETTO in month than single
You have an indefinite job for more than 6 months.
No deductions (unpaid invoices, payments, etc.).
another reason is already existing debt.
Maybe you should think about financial opportunities, too? The bank actually refuses a credit only if the rate you already pay for credit A and the ones so high for the new credit are that the minimum amount to life may not be left or if there were other problems with payments.
Clearly it is possible that another bank with lower requirements approved the financing, but I would wait until the other loan is gone.