Auswandern Schweiz? Frage?
Hallo zusammen,
ich habe ein paar Fragen bzgl. dem Thema „Auswandern in die Schweiz“.
Wenn ich ein Jobangebot in der Schweiz habe, und dort dann umziehen will, wandere ich dann somit aus?
Das bedeutet aber ich habe immer noch die deutsche Staatsbürgerschaft oder?
Bedeutet das auch, dass ich mich dann abmelden muss vom dt. Finanzamt etc? Und auch bei meiner Bank muss ich kündigen oder? Ist das sinnvoll?
LG und ich bin für jede Antwort dankbar.
Depending on that, you have the choice:
You can stay close to the border. Then you would be a so-called frontier worker and will receive a border crossing card G. You can work freely in Switzerland, but continue to live in Germany. In Switzerland, you pay source tax (when proof of a so-called health certificate of your residential community, you pay a flat rate of 4.5%, without such a certificate at worst up to 15%) and tax the rest of your income at the German merchandise. Identification G is requested and supervised by the employer
As a second option, you live in Switzerland and receive a residence permit B with a valid employment contract. In this case, you continue to pay the source tax, but are exempted from double taxation in Germany. Your employer will take care of the ID B’s request, after which you plead him.
Yeah, you don’t give them up. Double state citizenship is not a problem in Switzerland.
Depending on the option you choose from the two mentioned, you do not have to log off. You remain registered as a frontier worker, as the residence remains in DE. As a carrier of a residence permit B, you register.
You can keep your German account – but in any case it is recommended to have a CH account. For example, this is extremely fast and easy for the postfinance.
Thank you, one more question: I have to take care of a health insurance right? My employer meant accident insurance that cares.
That’s correct. In the field of accident insurance, you are insured by the employer if you have a job that you regularly check for at least 8 hours per week.
You pay the sickness fund yourself. It is recommended to get an offer at the respective cash registers in advance: SWICA, ÖKK, Helsana and how they all feel. Beware of comparison portals such as comparis.ch, there are some numbers that do not vote if you receive an offer directly from the provider.
Your citizenship has nothing to do with it. You don’t automatically get another one just because you’re moving to another country.
Whether you sign the move to Switzerland as an emigration, you are alone. Are you planning to stay there? Or is that a job for two years and then you go back?
yes, you will have to inform the German tax office that you leave the country (is not a problem, just have to let them know). The same applies to the German sickness fund.
You can keep German bank account in general, all by yourself your decision. You will then be led to your bank as a tax issuer and must report any interest income in Switzerland and possibly tax it.