Fraudulent deception when buying a used car?
Hello, as part of a fully comprehensive insurance claim, my insurance company discovered that the previous owner had already incurred a comprehensive insurance claim, which they had paid out (instead of having it repaired). My insurance company informed me that they first need information from the previous insurer about the type of damage, as a claim cannot be settled twice. Regardless of whether this has a direct impact on my claim, it appears that this was fraudulent misrepresentation, as no damage was disclosed at the time of purchase.
The dealership simply told me: "Based on our research, we cannot determine any accident damage to your vehicle at the time of purchase. Both the purchase contract and the Opel history provide information about accident damage to the vehicle."
What should I do now? Should I hire a lawyer? Who can I hold liable (if applicable) – the previous owner or the car dealership (the latter would be the most appropriate option in my opinion, since they are the contractual partners and would then have to hold the previous owner accountable).
LG
(1 votes)
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An insurance company does not claim damage to the Opel history. That would be the case if a workshop repaired and reported damage.
I would contact a lawyer because an insurance company does not pay any damage at that time.
Well, if there’s something going on and now it’s supposed to be done again, that’s not going through.
This is what the buyer knows, even though the insurance company sees it.
Very spiritual comment – you don’t see anything! The insurance has only discovered it because pre-insurance has probably made a note of an earlier payment of damage.
even if the damage has been paid out, he can still have been repaired. For example, I’ve been a colleague of the body builder and I’d never let a stranger sit around. Is there any apparent damage?
There is no recognizable (pre) damage, but since the previous owner has already reported damage to his insurance, which has been paid out (instead of being directly regulated by the insurance), a new damage is not insured if it is in the same area.