Angestellt und Beamte wie mit Steuern bei Heirat umgehen bzw. hat man dadurch am Jahresende mehr Geld zur Verfügung?
Hallo zusammen,
Irgendwie finde ich nicht richtig bzw. widersprüchliche Informationen wie sich das ganze mit Steuern bei Heirat verhält. Zudem ist in meiner Ausgangslage die Situation etwas anders, ich bin Angestellt und mein Ehepartner ist verbeamtet und entsprechend anders steuerpflichtig.
Wie verhält sich dies mit einer Ehe? Hat man durch die Eheschließung am Jahresende mehr Geld zur Verfügung? Oder ist dies nur auf über die monatliche Nettoeinkommen gesehen ein Vorteil und am Ende ist wieder alles gleich (Steuernachzahlung)?
Konkret ist es bei uns brutto so, dass ich als angestellt 80000 € verdiene und mein Ehepartner im Beamtenverhältnis verdient 60000 €. Der verbeamtete Ehepartner muss aber nicht via Steuer die gesetzliche Rentenversicherung, die Kranken- und Pflegeversicherung, sowie die Arbeitslosenversicherung bezahlen.
Was macht man jetzt am besten nach der Eheschließung?
Grüße und Danke für antworten
If the income is different, the spouse-splitting may result in a tax advantage over two individual contributions.
These are all not taxes but social charges. Health insurance contributions are also deductible for officials as special expenses
Concrete tax advice cannot afford this forum. Take both variants, once jointly complained against two individual complaints and then submit the explanation which is more advantageous for you.
What do you mean income? Gross or net?
When I’m going through the variants, you have a link and maybe a guide 😬
I do not know what the terms are or do not know. Bin confused – annual tax allowance, pension insurance obligation etc.
For example, if I take the control class calculator on steipps.de.
Income is of course gross, as the tax is then calculated. Income Tax You can https://www.bmf-steuerrechner.de/ to be calculated.
2 x gross wage minus 2 x 1.230 minus special expenditure results in taxable income.
Why is that so important to you? If you marry, you don’t have less money. On the contrary, even at 80,000 to 60,000, a tax advantage should arise.
net interest no one except you two. =)
Elster can. But gives more intuitive programs than that. Alternatively, the tax advisor / the pay tax aid remains.
Tax classes do not say anything about the income tax burden but only regulate the sub-yearly deduction of the wage. This is due to the tax debt.
No one can call you this value. You have to calculate it yourself in which you calculate both scenarios (common vs 2 individual complaints) via a control program.
Okay, and how do I get to what I’ve been interested all the time? What brings us generally considered the marriage in the year net more in the account together?
If you like to repay. 4/4 with factor would make more sense.
Okay, thanks for your answer. This is important to me because I am interested and/or whether I have years with the wrong idea that a marriage to the year net more money on the account of both leave 😉
By the way, the linked control computer is clear. However, I could not state the private health insurance.
After I have entered everything, the following will come out:
https://share-your-photo.com/7cc6ba258f
I mean that’s the best thing for us 5/3 tax class? – but I guess it’s just gonna take something under the year, right?
How do I get what I’ve been interested all the time? What brings us generally considered the marriage in the year net more in the account together?
Thank you
Hello, thank you for the detailed description. According to my knowledge, it is so that you both receive Steurvoteile, and in the event of a divorce you or he is still secured with a pension. But think it’ll be nice for the month and not for the year.
An official is no other taxable.
An official does not have to pay social security contributions via the tax, nor does he have to pay social security contributions.
You earn €80000 in the year your wife deserves gross 60000 a year. At €140,000 a year you can easily afford a tax advisor if you are already overwhelmed with the basic terms