Let's say I fall off my pedelec and break something. That's covered by accident insurance. Will the bike be checked, for example, to see if it's been tuned? I don't think so if I take it home first and then go to the hospital.
(1 votes)
Loading...Hello everyone, Can anyone explain the difference between the Fische E-Bike ET1861 and the ET1861.1? I've already googled it but haven't found anything concrete. Thanks for info
Am I allowed to ride the bike shown in the video ( https://www.youtube.com/watch?v=pGphlntfiVE ) on public roads? I'd like to build a similar one, but I have no idea where to look up the applicable bicycle regulations. Perhaps I could equip it with an electric motor; would that be legal?
Hello Where can I get a 7-compartment cassette with the smallest size being 11 or 12, and the size doesn't matter, I'm under 24, thanks in advance for your help.
Hello, Thanks in advance to everyone who gives a meaningful answer. I would like to change my gear ratio, either increase the size of the pinion or decrease the size of the chainring. My intention is to reach 100km/h at a normal speed despite the 125cc engine. Now I'm wondering what the consequences will be…
Professional associations also want to spend as little money as possible. So they look to see if they can somehow get rid of an insurance claim, for example, whether it was actually the commute and whether there was actually gross negligence.
So it's entirely possible that a resourceful caseworker might notice "You fell on a well-paved forest path, but you broke several bones in the process… a bit unbelievable" and ask a little more questions. How fast were you going? Please let us have an expert check whether the bike was roadworthy?
Also, be aware that you will be questioned about your commute: Is this your usual route? What time do you usually leave and arrive? What time did you leave that day, what time were you supposed to arrive, and exactly when did the accident occur? If the route is longer, the times may indicate that you're driving faster than 25 km/h.
The plan has two flaws:
But if it's paid for by the bank insurance, then they won't go to so much trouble, will they?
No, the health insurance company doesn’t ask.
But BG benefits are generally significantly better than those provided by regular health insurance. It's really unpleasant when the BG rejects a case.
No, health insurance also covers cancer operations for smokers and liver surgery for alcoholics. If you climb a 4000-meter peak in flip-flops and smash your legs, the insurance company will also pay. That's even "better" than having to be picked up exhausted in full gear.
Yes, you'll have the bike checked if necessary. The accident insurance company naturally wants to pay as little as possible, and a tuned bike is a gift to them.
The police will also be involved because you may have committed a crime.
Accident insurance policies vary widely. Basic plans from even the cheapest direct insurers may completely exclude entire sports or exercise activities.
I assume that if the costs are higher (rehab, etc.), the circumstances will be examined more closely, and benefits may be withdrawn. Especially since causality can be easily proven with a tuned e-bike.
At the time, HUK covered my racetrack accident both as an accident and under its fully comprehensive car insurance (it was a training run). Other insurers might object.
If the accident occurs while you are performing your professional activities.
Otherwise, only if you have taken out private accident insurance.
Your medical treatment is covered by your health insurance.
So I don't have to worry if I fall and injure myself on a tuned pedelec.
Your treatment in the hospital or at the doctor's office is covered by your health insurance. And they don't check your pedelec.