Can I simply request a refund via Paypal?
If someone has now purchased through PayPal buyer protection, they can simply withdraw the money even though I have shipped the product.
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The buyer must open a case and Paypal must agree to it, then he will get the money back
Why do you want to voluntarily offer PayPal as a payment method that only protects the buyer and only disadvantages you as a seller?
Under certain circumstances, yes, for example, in the case of uninsured shipping or if the payment was made via an account that is often hacked