Private Unfallversicherung – Auszahlung steuerpflichtig?
Ist die Auszahlung einer privaten Unfallversicherung nach einem Unfall auf dem Arbeitsweg steuerpflichtig?
Was muss man dazu alles wissen?
Könnt ihr mir alles nötige, was in diesem Fall auftreten kann beschreiben?
The insurance benefits of the statutory accident insurance are according to § 3 No. 1a Income Tax Act (EStG) tax-free.
And the insurance services of private accident insurance (e.g. Nuremberg Insurance)?
Benefits from a private accident insurance are tax-free as far as damages are concerned for physical impairment (e.g. pain allowance, invalidity sum). The accident pension from the private accident insurance is taxed at the amount of the income. Benefits (except for lost wages) are taxed as wages.
Invalidity payments are tax-free, pensions must be taxed as other incomes with the income share according to §22 EStG.
Benefits from a private insurance are tax-free.
Accident invalidity is detected at the earliest 12 months after the accident.
Insured additional benefits will of course also be due earlier