5000€ bekommen was tun?

Ich habe 5000€ zu Weihnachten bekommen natürlich viel zu viel ich bin erst 13 und weiß nichts mit dem geld anzufangen ich habe schon alles ist anlegen bei dieser Summe eine gute idee natürlich nicht bei der Bank die ziehen ein ab aber wenn durch einen Finanzberater der so oder so bald zu uns kommt oder lohnt sich das bei 5000€ nicht

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TraderJoe455
1 year ago

Bicycle

Mobile phone

Clock

Chain

Footwear

Clothing

You can spend it.

Hard money, and the whole stupid thing is pointless at 5k. After 1 year, you didn’t even get 500€. If you’re u16, I’d give out.

TraderJoe455
1 year ago
Reply to  Thilo27

Inflation is taking away more.

So aren’t trzdm in plus.

Learn this for your future.

Valentin1720653
1 year ago

Talk to your parents about opening up a deposit and then start investing money in an ETF deposit in the long term. You’re only 13, and I don’t think you’ll suddenly need the money in a shorter time or something.

Early to start with it is very important and with 13 you would be among the earliest ever.

Valentin1720653
1 year ago
Reply to  Thilo27

In the long term, a globally scattered stock portfolio can be expected to be 4-7%. Everything about it is beautiful but not guaranteed – even if it was more than 10% over the last 20 years.

Osterkarnigel
1 year ago

Back the money to a daily money account up-to-date is enough. And then apply for a few weeks/months with the topic if you want this

Skibomor
1 year ago
Reply to  Osterkarnigel

That’s exactly what I see.

Skibomor
1 year ago

If that’s true, a bank is actually the best. There you will be very reputable for free and at 5,000 euros. I’m sure you don’t get zoomed. However, you have to take your parents there anyway.

Valentin1720653
1 year ago
Reply to  Skibomor

Picking up an asset advice for 5000 Euro is like giving a 50 Euro voucher for a Porsche car house.

Skibomor
1 year ago

If you can afford a Porsche, you don’t really need this 50 Euro and you can give it a gift. However, according to his previous questions, the FS is 18 and not 13…

Skibomor
1 year ago

The FS is fucking us both anyway. If one already claims “on the Internet you can grow your age as you want”.

Valentin1720653
1 year ago

You can do this – but this is about long-term investing, and in the long term you can expect more than 3.75% p.a.

You will not get the 3.75% permanently – at the moment when the ECB takes the lead interest down again, you have no interest anymore.

Skibomor
1 year ago

I myself would make the money online at short notice as daily money at 3.75 percent.

Valentin1720653
1 year ago

What I wanted to say is that investment advice at a bank with a capital of 5,000 euros is simply meaning-free.

blackbarefoot
1 year ago

In a reputable bank you won’t be “deducted”…
With 5,000 €, no lush returns can be achieved,
in so far … just park on a fixed-money account, there are now
again half-acceptable interest.

Lurch123532
1 year ago
Reply to  Thilo27

How do you think they deserved to be stupid and stupid? This is a common interest rate.

christl10
1 year ago

What are you doing with the financial man?

You really think you’re a lot better off than the bank?

You’re so violent!

christl10
1 year ago
Reply to  Thilo27

So, if you think you’re going to lose your money faster than you can think!

christl10
1 year ago

Trust, money and high returns contradict each other! You’re gonna have some bad surprises again.

christl10
1 year ago

You can’t trust the best friends of the family anyway. They’re the best of the better.

christl10
1 year ago

So much fun with your financial advisor. He gets his 5% commission, and what’s going on from your money doesn’t matter to him.

christl10
1 year ago

Nowhere will you get 5% safe! I think you’re still green behind my ears that you believe a financial advisor that has gone away!